Life Insurance First to Die Policy
In case you are married and have kids, you, without a doubt, need life insurance. In a situation such as this, you cannot take any chances with the future of your husband or wife or your kids. If you’re the sole provider of the household, they will most likely enter financial ruin upon your unforeseen death, assuming that you did not have a life insurance policy in place. Your family is dependent on you, and not having an insurance plan will affect them in several ways.